Some great tips to expedite your appraisal from Robert A. Collins Appraisal Service


	By law, the borrower is are entitled to obtain a copy of the final appraisal report from the lender. Just give us a call at 7279925840 if you have any questions about the appraisal process.

To make your appraisal process go as smoothly as possible we generally recommend to have these documents, if available, ready for the appraiser:

A plot plan or survey of the house and land (if readily available).
Any information on the purchase of the property for the last three years.
Written property agreements, such as a maintenance agreement for a shared driveway.
List of personal property to be sold with the building.
Any documents, such as a title policy with information on encroachments or easements encroachments or easements.
Most recent real estate tax bill and or legal description of the property.
Any inspection reports, or other recent reports for termites, EIFS (synthetic stucco) wall systems, your septic system and your well.
Brag sheet that lists major home improvements and enhancements, the amount of their purchase and date of their installation (for example, the addition of central air conditioning or roof repairs) and permit confirmation (if available).
A copy of the current listing agreement with broker's data sheet and purchase agreement if a sale is "pending".
Any "Homeowners Associations" agreements or, if applicable, condo agreements or fees.
A list of "proposed" improvements if the property is to be appraised "as complete".

When the appraiser has arrived, you do not need to accompany them along on the entire site inspection, but you should be available to answer questions about your property and identify any home improvements.

Here are some other helpful tips:

Accessibility: Appraisers are very meticulous in their inspections. Make sure that all areas of the home are accessible, especially the attic and crawl space.
Housekeeping: Appraisers see many of homes a year and aren't surprised at seeing a bit of clutter, but they're human beings too! A good impact can mean a higher value for your home.
Maintenance: We often recommend repairing minor things like leaky faucets, missing door handles and trim.
FHA and VA Inspection Items: In the case of your borrower applying for either an FHA or VA loan, definitely ask your appraiser if there are extra things that should be done before they come. Some items they may recommend might be: installing smoke detectors on all levels and especially near bedrooms, where paint is peeling it should be scraped and repainted, repairing any faucets that leak or drip, replacing broken glass.